Customers who consolidated and moved on

Sound familiar?

Does this sound familiar?

Juggling multiple EMIs

"Three different due dates. Three different banks. Missing one means a penalty. I'm exhausted just tracking them."

High interest eating your salary

"Almost half my take-home goes to EMIs. I didn't realise how much the rates differed until it was too late."

The process

Tell us your current loans

Total EMI, number of active loans, income. Takes 2 minutes.

We benchmark across 37+ lenders

Real consolidation rates — not estimates. We compare what you'd actually get.

You see your new single EMI

Exact monthly saving and total interest difference. No vague claims.

We handle the restructure

Your Loan Specialist manages documents to disbursal — end to end.

Eligibility

Good fit if:

·You have 2 or more active personal loans

·Total EMI is above ₹15,000/month

·At least one loan is at above 14% interest

·CIBIL score above 680 for most consolidation options

We will be honest if:

·Only one loan remaining — a balance transfer may be simpler

·Less than 12 months left on all loans — foreclosure costs may outweigh savings

·CIBIL below 650 — we can still help but need to work on profile first

Our promise: If consolidation is not the right move, we will tell you exactly why — and give you a specific plan for what to do instead.

HippoMoney is a loan advisory platform working with 37+ lenders.