Sound familiar?

Does this sound familiar?

Treated like any salaried applicant

"₹40 lakh a year from my practice. The bank still ran me through the same salaried checklist and offered the same rate as a first-jobber."

Equipment cost won’t wait for a 3-week sanction

"The clinic needs a new chair and an OPD fit-out now. My bank’s process takes three weeks and wants collateral I shouldn’t need."

The process

How does a doctor’s loan work with HippoMoney?

Tell us your qualification and practice

Degree, registration number, practice type, and last year’s ITR income. Takes 2 minutes. No hard enquiry — not even a soft pull.

We build your profile around the profession

For a registered practitioner, qualification + registration + ITR income is the profile. There is no credit-score cut-off to clear here — we assess and match, we don’t reject on CIBIL.

We identify the right lender

Across 37+ banks and NBFCs, several run dedicated doctor and professional loan programmes — higher unsecured limits, rates from 9.99% p.a., minimal documentation. We match your profile to the best of them.

One application. Your Loan Specialist runs it.

Documents, lender follow-up, disbursal — handled by one person. One hard enquiry on your CIBIL. No more.

Eligibility

Is a doctor’s loan the right route for you?

Good fit if:

·Registered medical practitioner — Allopathy (MBBS or higher), Dentistry (BDS or higher), AYUSH, or Veterinary — with a valid registration number

·Own practice, salaried at a hospital, consultant, or visiting — all work

·ITR filed for last year

·Loan amount ₹10 lakh to ₹1 crore — practice setup, equipment, OPD fit-out, premises, or working capital

We will be honest if:

·Still in residency or PG with no independent practice income yet — a loan is possible but limited; we’ll tell you what’s realistic now versus after you complete

·Registration applied for but not yet issued — most lenders need the number on file; we’ll tell you which ones will start the process in parallel

·Last year’s ITR not filed — lenders need at least one year; we’ll tell you exactly what to prepare

Our promise: There’s no credit-score gate for doctors here — but if the timing or documentation isn’t right yet, we’ll tell you exactly what to fix first.