Your Credit Card Charges 36%.

Switch to a loan starting at 10.99%

Credit Card 36% p.a.

Personal Loan 10.99%

Interest savings start from month one

No CIBIL impact · We compare 37+ lenders

Real outcomes

Customers who cleared their credit card dues

Sound familiar?

The minimum due trap

"I pay ₹3,000 minimum every month. The outstanding has barely moved in a year."

Multiple cards, mounting interest

"Three credit cards. ₹4.5 lakh outstanding. The interest alone is ₹13,000 a month."

The process

Tell us your total outstanding

Just the combined outstanding across all cards — not card-by-card detail. Takes 2 minutes.

We match you to the right lender

Across 37+ banks and NBFCs, we identify who approves your profile and offers the lowest rate — before a single application is filed.

Loan disbursed. Cards cleared.

The loan covers your full outstanding. All credit cards go to zero in one shot. No partial payments, no juggling.

One fixed EMI. No more interest surprises.

Same amount, same date, every month. The credit card interest cycle ends here.

Eligibility

Good fit if:

·Total credit card outstanding ₹50,000 or more

·Paying interest for 3+ months (not clearing in full)

·CIBIL score 670 or above

·Salaried, self-employed, or professional with stable income

We will be honest if:

·CIBIL below 650 — high utilisation has already done damage; a profile plan comes first

·Any card is overlimit or has a missed payment in the last 3 months — lenders treat this as a red flag regardless of score

·No regular income for 6+ months — the loan cannot be placed until income is stable

Our promise: If your profile cannot support a loan right now, we will tell you exactly why — and give you the specific steps to fix it.